There is no place like Home, its our most valued possession and our heaven on earth. Few things in life matter as much to us, as our home does. After all, its the heart of our family, our possessions, our priceless investment and our memories. From a long-term perspective, owning a home is a financial investment that can ensure your security in years to come. Having an insurance policy in place to protect that investment should be at the top of your list of priorities. Having a home insurance policy wont prevent random acts of nature, but it does put a safety net between you and catastrophe. As long as you have that in place, you can rest assured that you'll be better equipped to weather a storm or crisis. A home insurance policy brings peace of mind and also in the current scenario it is the need of the hour.

What is Home Insurance?

Home Insurance is a form of property insurance designed to protect an individuals home against damages to the house itself, or to possessions in the home.

Home insurance – what can be covered & what cannot?

You can choose to buy insurance for only the building (structure) of your home, or only the contents (belongings) or both.

The natural calamities covered are:

• Fire
• Lightning
• Impact Damage
• Aircraft damage
• Explosion / implosion
• Storm, Cyclone, Typhoon, Tempest, Hurricane, Tornado and Flood
• Riots, Strike, Malicious and Terrorism Damage
• Subsidence and Landslide including Rockslide
• Bursting and/or overflowing of water tanks, apparatus and pipes
• Missile testing operations
• Leakage from automatic sprinkler installations
• Bush Fire
• Earthquake